Med-Pay – Medical Payments Coverage
“Med-Pay” or Medical Payments Coverage is some of the smartest insurance you can buy.
Most Californian’s are not aware of a very important add on to their auto insurance called “Med-Pay,” or Medical Payments Coverage. This is usually around $6/month for around $5,000 in medical coverage per person in your vehicle. The amount covered is selected by you when you choose your policy but between $1000-$10,000 in coverage is pretty standard, and occasionally larger amounts are available.
If anyone is hurt in an accident they pay your doctors immediately, including chiropractic care, physical therapy and acupuncture! You can go to any doctor you want and it’s covered, even if the accident was your fault. For example, if 4 people are in your car during an accident, they each get $5,000 of coverage from your insurance company for a total of $20,000 in coverage. All this for around $6/month! Another great feature is that using your Medical Payments Coverage cannot make your rates go up if you were not at fault.
Your insurance company will typically recover the costs from the opposing party if someone hit you, and they will absorb the cost if it was your fault. After an auto accident there are a lot of things to think about and the last thing you want when you are hurt is to wonder if your health insurance is going to pick up the bill or not. As most of us are unfortunately familiar with, health insurance has got to such a dismal state in the United States that even when we pay a lot for it every month, there is still typically a huge deductible and for many a very limited network of doctors who can see you. With Medpay your doctor knows that they will be covered.
Even if you have the best health insurance coverage on the planet Medpay makes the process of getting help after an accident SO MUCH EASIER. Across the board Medical Payment Coverage or “Med-Pay” is the smart choice. Call your auto-insurance agent today and make sure you have Med-Pay on your policy.
If you have been involved in an accident and are in need of our specialized chiropractic care in North San Diego County, Please Contact Us Here, or call 760-683-5942.
If you have been involved in an accident and are seeking treatment from an accident chiropractor in the San Diego area, please contact Personalized Chiropractic.
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